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(205) 468-6375 or EMAIL ME


  • 1.General
  • Does the water level on Smith Lake stay the same?

    Justin Dyar09-04-2015

    No! The water level of Smith Lake fluctuates a great deal. The normal pool for this lake is 510 feet ASL (Above Sea Level). The lake will usually go up and down a minimum of 14 feet from the normal pool. The winter pool for the lake is 496 feet ASL. When searching for a home, you should consider this fluctuation. See the water level history.

    So, for example, if you look at a waterfront home or property in June with 10 feet of water under the dock, in September odds are the dock will be sitting on the ground.

    Exact specifications on the Smith Lake fluctuation per Alabama Power Company.

    My advice:  Purchase a handheld depth-finder or use a tape measure with a weight on the end. As an experienced lake specialist, I have this tool on hand and use it on a day to day basis.

    Note - Smith Lake has been known to recede as much as 19 feet as it did in 2007 due to the extreme drought

  • What kind of dock/boathouse can I place on my Smith Lake waterfront property?

    Justin Dyar09-04-2015

    "Seasonal water" is a term meaning that the water on the lakefront property will recede completely during the off season rather than having "year round" water. Since Smith Lake fluctuates a great deal, many properties will lose water when the water level drops during the winter months. Usually, waterfront properties such as these will have water from late spring until early September, depending on a number of factors. Some lakefront properties could be completely dry in August while others may keep water until late September. This varies tremendously throughout Smith Lake .

    When you are in question about a waterfront home or property having seasonal water, check the depth and compare it with the current water level at the dam or visit Smith Lake Water Level Website

    Example 1 of  Seasonal Water;

    The boathouse above will be floating normally when the water rises to the normal pool of 510 ASL in the summer The boathouse above will be floating normally when the water rises to the normal pool of 510 ASL in the summer.

    Example 2 of  Seasonal Water;

    The swim pier above is sitting on the ground at this point.  However, it will be floating during the summer months. The swim pier above is sitting on the ground at this point. However, it will be floating during the summer months.

  • Do all areas of Smith Lake have a public water supply and sewer system?

    Justin Dyar09-04-2015


    As for a water supply, some areas of Smith Lake have public water and others must have a well drilled to obtain water. You should ask this question before you purchase any type of home or property on Smith Lake . There are local companies who do well drilling and could give you an estimate on this type of water system. As for a sewer system, all homes on Smith Lake require an onsite septic tank system to accommodate waste water. When purchasing a home or property with an existing septic tank, I would suggest a septic system inspection performed by a professional septic tank company. As an experienced Smith Lake professional, I have all the information on these topics as well as contact information for all types of companies specializing in water and septic systems.

  • How are taxes assessed on my home or property on Smith Lake ?

    Justin Dyar09-04-2015

    Below is a sample tax appraisal for a Smith Lake house in Winston County:


  • Is there any charge for placing a dock on Smith Lake ?

    Justin Dyar09-04-2015

    Yes.  There is a $250 fee required by Alabama Power to obtain a new permit for a Smith Lake dock or boathouse.  A representative from APCO will meet with you to inform you of the type of structure your property will allow per their regulations. Alabama Power Shoreline Management can be reached at: (205) 384-7385.

    Alabama Power Shoreline Permitting Regulations

  • Is Smith Lake water ok for swimming?

    Justin Dyar09-04-2015

    Of course. Smith Lake is rated as one of the cleanest lakes in America , so don't think twice about taking a swim! The waters are crystal clear and run very deep. Some depths reach over 300 feet.

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  • How is the fishing on Smith Lake ?

    Justin Dyar10-04-2015

    The fishing on Smith Lake is great. Several tournaments are held on the lake each year. It is not uncommon to see fishermen cruising Smith Lake all year long, whether it be rain or shine. You can feed the fish at Rock Creek Marina: 256-747-8915rnrnNeed a Smith Lake map so you don't get lost?Go HERE to get one online before you come up.



     Smith Lake Striper Guide Services


    Mike Blanks

    Mike Walker


  • Can I buy gas/oil on the lake for my boat?

    Justin Dyar10-04-2015

    Yes. Smith Lake has plenty of marinas with gas pumps located directly on the water for easy access when it is time to fill up. Some marinas are open year round with fishing/tackle items, boat rentals, and everything you need to hit the water.

    Here is a list of marinas on Smith Lake:

    Duncan Bridge Marina 205-387-1208
    Duskin Point Marina 205-384-6942
    Lakeshore Inn Marina 205-489-2462
    Mallard Point Marina 256-287-1635
    Misty Harbor Marina 256-287-0734
    Grand Clearwater 205-387-2952
    Rock Creek Marina 256-747-1148
    Ryan Creek Marina 256-287-2244
    Smith Lake Marina 256-737-7131
    Speegle's Marina 256-734-0698

  • Is there a speed limit on the water?

    Justin Dyar10-04-2015

    My answer: At this time, there is no speed limit on the water. However, several "no wake" zones are posted throughout Smith Lake meaning that your boat/watercraft must be driven only at idle speeds in these zones. Just remember that state law requires all people operating a vessel to obtain a boater's license.rnrnGet your boater's license HERE

  • How large of a boat can I use on Smith Lake? Can I have a houseboat on this lake?

    Justin Dyar10-04-2015

    My answer: There are no size restrictions on boats at this time on Smith Lake. Houseboats are allowed on Smith Lake!


  • When I see a property advertised as "restricted", what does that mean?

    Justin Dyar10-04-2015

    My answer: "Restricted" usually means that a property has restrictive covenants that govern what type of house can be built in a subdivision. For example, most subdivisions on Smith Lake are restricted to site built homes with square footage ranging from 1200 to 2000 minimums. However, every subdivision has a separate set of recorded covenants tailored to that subdivision which are usually recorded at that county's courthouse.  Before purchasing any type of property with restrictions, you should review the recorded covenants (restrictions) located at the courthouse in which your property is located so you will be informed in the beginning and not surprised later down the road.  Note---some developers provide a "Summation of Covenants" which summarizes the recorded version into a one page copy.  I do not recommend relying on just this document. The recorded covenants explain all aspects of the subdivision restrictions in great lengths and are usually 15-30 pages long. These are easily obtainable and are public records.

    Sample Restrictive Covenants for Hidden Falls on Smith Lake

  • Why is Smith Lake rated as "The Third Cleanest Lake in the USA"?

    Justin Dyar10-04-2015

    My answer: Smith Lake has some of the cleanest water due to many factors:

    • It is not located near any industrial/manufacturing plants which pollute waters.
    • Smith Lake is not used for navigation to larger bodies of water, so no large barges or ships pollute the water in any way.
    • The Smith Lake shoreline is composed mainly of rock--meaning less erosion of the shoreline which contributes to muddy water.
    • The water is extremely deep--even near 300 feet in some places.
    • Alabama Power Shoreline Management is very strict on dock permitting, marinas, boats w/bathrooms, gas stations, etc. to keep the water clean and pure for years to come.

    Many preservation committees monitor the water clarity on a regular basis to make sure nothing is polluting the beautiful waters on Smith Lake.


  • What does "chasing" the water mean?

    Justin Dyar10-04-2015

    My Answer: "Chasing" the water simply means you roll your boat dock out when the water levels are down to keep the structure floating. Some properties on Smith Lake have a large amount of shallow shoreline or sandy beach before the property drops off into deeper water. Chasing allows the boat dock to be temporarily extended until the water levels come back up.


  • Justin, why do you call Smith Lake home?

    Justin Dyar10-04-2015

    My Answer: I call Smith Lake home for multiple reasons. I enjoy all types of water sports such as skiing, wake-boarding, tubing, etc. I really enjoy getting out on the lake and having some fun in a boat or jet ski, or simply "pier sitting" on a dock with family and friends.  Smith Lake also has tremendous appreciation in property values each year. So, as a Smith Lake property owner, I purchase multiple properties each year knowing that my investments will be solid for years to come.  Smith Lake is convenient to Huntsville, Birmingham, Jasper, Cullman, and so many more cities. I can look out at beautiful Smith Lake everyday and be at any one of these towns in just a short drive.  Smith Lake is a beautiful place with so much to offer! Give our lake a try!


    PLEASE CONTACT ME:(205) 468-6375 or  EMAIL ME